Superannuation basics

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Is AUSfund a super fund? 
Yes, while AUSfund is an Eligible Rollover Fund (ERF), it is a fully complying and regulated superannuation fund under Australian legislation.
Generally, ERFs are super funds that receive small, lost and inactive accounts transferred by other super funds. 
Our main objectives are to try to find you and other lost members to reunite you with your lost super and to look after your super whilst you are with AUSfund through appropriate investments and efficient low cost administration.
While AUSfund is a super fund we do not accept SG contributions ie. The regular contributions your employer makes on your behalf. We can only accept personal contributions. More on contributing to AUSfund
As part of our service, we also provide free information and tools to help you with your financial future. 
Super at a glance:
If you are employed and earn at least $450 per month (before tax) and you are aged over 18 and under 70, your employer is required to make regular superannuation contributions on your behalf equal to 9% of your ordinary time earnings. This is called the Super Guarantee (SG)
Superannuation is a long-term savings product designed to help you fund your retirement
The more you contribute to super, the more money you'll have in retirement
Super is a long-term investment - your super fund invests your money in your preferred investment option 
There are tax advantages to contributing to super
You cannot access your super until you reach what the Government calls Preservation Age
What to do next
Check if your super is on track
Search for your lost super with AUSfund
Reclaim your found super with AUSfund - benefits
Find a super fund  
Consolidate all your super accounts
Learn more – see our Frequently Asked Questions
Ask a question
Speak to a Financial Adviser 

While AUSfund is a complying, regulated super fund, it's also an Eligible Rollover Fund (ERF) and differs from other super funds. Read more about AUSfund. The information below applies to regular super funds, but not necessarily to ERFs like AUSfund.

Super at a glance:

  • If you are employed and earn at least $450 per month (before tax) and you are aged over 18, your employer is required to make regular superannuation contributions on your behalf equal to 9.25% of your ordinary time earnings. This is called the Super Guarantee (SG).
  • Superannuation is a long-term savings product designed to help you fund your retirement.
  • Your super fund invests your money in your preferred investment option. 
  • The more you contribute to super, the more money you'll have in retirement.
  • There are tax advantages to contributing to super.
  • You cannot access your super until you reach what the Government calls Preservation Age.

Industry Fund Services* provides comprehensive information about superannuation if you wish to learn more.

What to do next

 

*Industry Funds Investments Limited (IFI) (ABN 17 006 883 227, AFSL 229 881) is the Trustee of AUSfund (ABN 85 945 681 973) and is a wholly owned subsidiary of Industry Fund Services Limited (IFS) (ABN 54 007 016 195, AFSL 232514). Industry Fund Financial Planning is a division of IFS.